Acceptance Criteria
Your quote is based on the following assumptions. If the following are not true then no quote will be provided.
You & All Drivers:
– Hold a current valid driving licence, issued in the European Union.
– Have no non-motoring convictions.
– Your No Claims Discount or Named Driving experience was earned in Ireland/UK.
– You are a permanent resident in the Republic of Ireland.
– Have an occupation that is acceptable to Insurers – refer to list of occupations that warrant referral.
– Have no medical condition, physical disability or infirmity not advised to the licensing authority that could affect your ability to drive.
– Have never had any convictions for any motor offence and no pending prosecutions.
– Have not been suspended or disqualified from driving at any time.
– Have not had any motor insurance declined, cancelled or had special terms imposed.
– Have not been involved in any accident/loss or have had any claims pending or made against you in the last 5 years.
Your Commercial Vehicle:
– Is only used for carriage of own goods and social, domestic and pleasure purposes and not used for hire or reward.
– Is normally kept at your home address.
– Is right hand drive, is not imported, not modified, converted or adapted in any way.
– Is not a vehicle with fixed seats in the rear other than purpose built crew cab vehicles.
– Is registered in your or your company name in the Republic of Ireland and the name of the main driver is declared.
– I confirm the vehicle will not be used for the carriage of toxic, corrosive, explosive or flammable goods.
Note: Quotes are Subject Always to Insurers Terms and Conditions.
LIST OF EXCLUDED OCCUPATIONS
Please note that this list is not exhaustive and that in the event of dual occupation or additional part-time occupation both occupations must be acceptable.
- Dance band musicians/Groups/Disk Jockeys (amateur or professional)
- Barmen and all Bar Staff
- Milk/vegetable/coal/fuel/newspaper distributors
- Journalists and journalistic photographers
- Dog Trainers
- Turf Accountants
- Dealers in scrap metal or waste, cattle, horses, pigs and poultry
- Mobile food bar proprietors and/or operators
- Street and market traders
- Amusement caterers, fairground personnel or persons engaged in gaming and casino businesses
- Couriers
- Fashion and photographic models
- Mobile shop proprietors and traders
- Motor mechanics, garage employees
- Students and undergraduates
- Taxi drivers, hackney drivers, bus and coach drivers
- Haulage contractors
- Breakdown/vehicle recovery operators
- Waste haulage and disposal operators
- Professional sportsmen and women
- Horse trainers, grooms, stable hands and jockeys
- Fast food delivery drivers
The Proposer:
- Will be contacted via email with their quote details during the quote process
- May also be contacted by us via email, text or phone call after the quote process
- Can unsubscribe at any stage by opting out of the email or text, calling us on 053 9123122 or emailing dpo@ajg.ie