As a company director, there are various safeguards that you can put in place to protect you and your business from financial loss in the event of illness or death. Shareholder Protection is one of the most important policies your business needs if the company has multiple shareholders. This plan ensures that on the illness Read more…
If you have been recently made redundant and have questions about what happens to your pension, contact one of Sheridan Insurances’ expert Financial Advisors today. Depending on the type of pension you have there will be a number of options available to you. One of our recent cases involved a client, Sam*, who had been Read more…
Given the health risks associated with smoking and the use of e-cigarettes (vapes), life insurance providers will apply a loading, or extra charge, on your policy if you are a smoker at the time of application. Generally speaking, this usually means that the premium will double. For example, assuming no other health or occupational Read more…
With the coronavirus a very frightening reality, we are living in an uncertain and scary time with surreal restrictions affecting our daily lives. Even a simple task like going to the shop to buy a loaf of bread may cause feelings of fear and anxiety. Being faced with these emotions and listening to the news Read more…
During this uncertain time, most people are concerned about their income and how this might be affected by the Covid-19 pandemic. We insure our cars, homes and businesses but too few of us think about insuring one of the most important assets we have – our salary. An Income Protection policy will pay you a Read more…
Unlike your car insurance or home insurance, policies in the financial services sector such as life insurance, pensions, income protection, are generally set up on a long-term basis, often for 20 or 30 year terms. Because of this, it is important that you meet with your Financial Advisor at least once a year to make Read more…
Company directors have a unique advantage when it comes to funding for retirement. Rather than being restricted to the usual contribution limits applicable to the self-employed and PAYE workers, company directors benefit from the ability to divert company profits to a private retirement fund. Using company funds to invest in a pension is often the Read more…